住宅ローンを利用して永住権を移転する方法

住宅ローンで戸籍を移す方法：全プロセスの分析と熱い質問と回答

Recently, the issue of "how to transfer household registration for a mortgaged house" has become a hot topic on social platforms, especially involving scenarios such as children's schooling and home purchases in other places. This article combines hot discussions and policy requirements across the Internet in the past 10 days to sort out detailed operation guidelines for you.

1. ローンおよび住宅ローンの住宅移転に関する基本条件

According to local household registration management regulations in 2023, properties with unpaid loans can still be moved into the household registration, but the following basic conditions must be met:

2. 5段階の運用プロセス（適時性データあり）

3. 2023年の注目都市における新政策の比較

By analyzing discussion data on Weibo, Douyin and other platforms, we found that the following urban policy changes have attracted high attention:

4. 3 つの主要な落とし穴回避ガイド (12345 ホットラインからのデータ)

1.住宅ローン証明書の適時性: The settlement agreement issued by some institutions such as China Construction Bank is only valid for 30 days, so you need to arrange the time reasonably.

2.学区の住宅に対する特別な要件: Nanjing/Suzhou and other places require that you have moved your registered permanent residence for one year before you are eligible for admission, so you need to plan in advance.

3.自己負担者の制限: 配偶者以外に不動産の共同返済者がいる場合、福州/鄭州などでは全員が同意書に署名する必要があります。

5. 専門家のアドバイス

Professor Wang from the Household Registration System Reform Research Center of Renmin University of China pointed out: "After the policy of 'transfer with mortgage' was implemented in many places in 2023, the mortgage house transfer process has been simplified. It is recommended that home buyers pre-review materials through the 'Government Service Network', which can reduce the on-site processing time by more than 60%."

Note: The statistical period of the data in this article is from October 1 to October 10, 2023. For policy changes, please refer to the latest notice from the local public security agency.